Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
من داخل الكتاب
النتائج 1-5 من 99
... Institutions for Collective Ac- tion . New York , NY : Cambridge University Press . Ostrom , Elinor , Roy Gardner , and James Walker . 1997. Rules , Games , and Common - Pool Re- sources . Ann Arbor , MI : The University of Michigan ...
... organization ( NGO ) project - based efforts for land acquisition and housing have served a crucial role , they have tended to retain a “ project - by - project ” focus and have generally not reached scale in financing . Given that most ...
... microfinance for housing ; and • the commercialization of NGOs wishing to finance microenterprise by establishing sister organizations - either banks or nonbank financial institutions . Three Examples of Niche Banks in Microfinance for ...
... microcredit market ; creating incentives for partnerships among community institutions and mainstream lenders ; • relying on borrower savings to establish credibility, provide collateral,. processing limited underwriting information to ...
... organizations ( NGOs ) operate many of these programs . The Habitat International Coalition , the main umbrella group for NGOs working on housing issues , has several hundred members , many which operate some sort of microlending ...