Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Microcredit Programs in Developing Countries and the United States CHI - KAN RICHARD HUNG As a means of poverty alleviation or economic development, microcredit programs began in the developing countries of Asia and Latin America more ...
... programs in the United States and developing coun- tries will be explored , including program characteristics , program design , and program operation - all based on existing studies and my field research in the United States ...
... program , and some were just too far away . The final sample was the result of an exhaustive search of all these programs in the United States , and thus it was a good representation of active programs at the time.1 Survey instruments ...
... programs was just over 100 , some of whom might not have yet borrowed from the respec- tive programs . The NCRC and Working Capital programs served 66 and 857 borrowers respectively in 1996 ; the clients of each were located in multiple ...
... program borrowers had received a mortgage , a student loan , a car loan , or other consumer loans before joining the corresponding microcredit programs . Fifty - one percent of them had a bank account or had used credit cards , or both ...