Replicating Microfinance in the United States
James H. Carr, Zhong Yi Tong
Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات
"With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago
Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States.
Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.
Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss.
Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C.
النتائج 1-5 من 51
... microlending for housing in the developing world, although it would appear that their development followed separate channels, at least until recently. The sophistication and size of the U.S. market provides low-income lending tools that ...
... microlending for housing. LMI housing μnance has its origins largely in the traditional μnancial sector, whereas microlending for housing has stemmed more directly from microenterprise lending. Together, these constitute microμnance for ...
... microlending, it poses higher transaction costs than traditional mortgage credit. Extensive outreach, homeowner counseling, and ag- gressive servicing. 2. See Ferguson and Haider (2000) for a discussion of funding the incremental ...
... microloan—borrowers not only have no formal credit history and no experience with the μnancial sector, but often are not ... microlending in emerging economies addresses these issues. Microμnance. and. Low-Income. Lending. for. Housing. in.
... microlenders to enhance its reach in the low-income market and has now added housing loans to its microlending products. Banco del Desarrollo, an alternative lender in Chile, has taken advantage of the sophistication of Chile's market ...