Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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James H. Carr, Zhong Yi Tong. Part IV Comparative Studies of Microfinance for Housing 9 Microfinance and Low- and Moderate - Income Lending for.
... moderate - income ( LMI ) households obtain housing . Particularly in developing markets , microfinance for housing is no longer seen as merely an extension of formal mortgage finance , but as a financial tool with unique ...
... income lend- ing no doubt will continue to develop in the unique context of the U.S. market and legislative initiatives such as the Community Reinvestment Act ( CRA ) , several emerging - market tools ... MODERATE - INCOME LENDING 259.
... income loans for housing that are being made . As is discussed below , there is overlap among some of the approaches to microfinance in emerging - market nations . The Importance of Microfinance for ... MODERATE - INCOME LENDING 261.
... income market for housing finance in emerging- market nations . Instead , the key institutions include microfinance enter- prises , NGOs dedicated to housing , and a limited number of banks with a ... MODERATE - INCOME LENDING 263.