Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... participants when I visited various program sites for the research.2 Information on developing - country peer - group lending programs was extracted from secondary sources . For this chapter , I have identified four Grameen - type ...
... participants in these U.S. programs - because only active program clients were available for the surveys . The four developing - country programs selected for this study can be re- garded as the second generation of peer - group lending ...
... participants to the pro- gram . This is a contextual factor limiting the scale at which peer - group lending programs can be replicated in the United States . Gender Microcredit programs have been hailed as especially important for ...
... participants in U.S. peer - group lending programs were much more integrated into the larger society , although gender discrimination might still exist . Peer groups in these lending programs helped them break the economic , not the ...
... participants had borrowed a business loan from a bank or similar credit institution . Besides , 18 percent of the US ... participation , they need to assess these potential borrowers ' postbankruptcy creditworthi- ness . Full ...