Replicating Microfinance in the United States"With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Survey instruments were administered to program staff and participants when I visited various program sites for the research.2 Information on developing-country peer-group lending programs was extracted from secondary sources.
Most notable was TRDEP, with only 29 percent women borrowers.4 The gender composition in the Kenya replication of Grameen Table 8.1 A Comparison of Peer-Group Lending Programs—Demographic Features Source: 4. In Hulme and Mosley (1996), ...
Table 8.1 A Comparison of Peer-Group Lending Programs—Demographic Features Source: All U.S. data are based on the author's survey. Data for programs in other countries are from sources listed in the notes below.
The majority of developing-country sample borrowers (56–72 percent)5 had not borrowed from any source, including family and friends. This is so in spite of the prevalence of informal credit markets in these countries.
Unlike the developing-coun- try study, the survey of U.S. program clients did not include family and friends as a source of prior credit. The majority of U.S. program borrowers had received a mortgage, a student loan, a car loan, ...
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| العنوان | Replicating Microfinance in the United States A Fannie Mae Foundation book |
| المُحررون | James H. Carr, Zhong Yi Tong |
| الناشر | Woodrow Wilson Center Press, 2002 |
| رقم ISBN (الرقم الدولي المعياري للكتاب) | 1930365101, 9781930365100 |
| عدد الصفحات | 387 من الصفحات |
| تصدير الاقتباس | BiBTeX EndNote RefMan |