Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... strategy . The focus on serving the poor is reflected in the Grameen 8. The statement is based on the author's conversation with program officers and a program executive's presentation at a national conference of U.S. microenterprise ...
... strategies , and common types of transactions , such as counseling . Brief case studies are included to elaborate on some of the points . The Institutional Structure of Microfinance A wide variety of institutions 262 Sally R. Merrill ...
... Strategies and Economic Development . Boston : Harvard Business School Press . Temkin , Kenneth . 2001. The U.S. Housing Finance System for Low Income Families : A Review of Recent Innovations and Changes . Housing Finance International ...
... strategy results in higher subsidies and lower coverage , the same vice of many traditional programs . Microfinance potentially adds the critical debt finance piece that is either missing or precarious in most direct - demand housing ...
... strategies to shore up the financial capacity of the borrowing household on the one hand , and reduce the risk to the lender on the other , such as housing finance programs that have a mandatory savings component to cover the down ...