Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... subsidies that ranged from $ 1.5 million ( Mudzi ) , to $ 1.7 million ( TRDEP ) , to $ 9.4million ( KREP ) , to $ 29.1 million ( BRAC ) , 45 percent of the U.S. sample programs had loan funds of less than $ 500,000 . Only the largest ...
... subsidized Much of the material for this chapter stems from an Urban Institute study prepared for the U.S. Department of Housing and Urban Development ( HUD ) , which includes case studies of LMI lending in the U.S. and selected ...
... subsidy assistance to supplement a housing loan , in addition to facing the types of access or credit problems noted above . ( Notably , some would more likely be homeowner candidates if there were a greater supply of low - cost hous ...
... subsidies , often to- gether with the savings program . In contrast , LMI lending for housing has its roots in traditional formal- sector housing finance , and may involve formal institutions and regulations . However , whether LMI ...
... subsidies . Thus , our definition of microfinance for housing in emerging - market nations spans both of these sets of descriptors : either or both of these approaches to microfinance are now being practiced in many emerging - market ...