Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Group Lending Programs - Demographic Features BRAC , TRDEP , Mudzi Fund , Feature Bangladesh Bangladesh KREP , Kenya ... target clientele , these U.S. programs in the sample were similar to three of the second - generation f ...
... target clientele . Among the four second - generation developing- country sample programs , only the Mudzi Fund in ... group loans and interaction with fellow group mem- bers . Poverty alleviation means helping program clients ...
... groups , have omitted the mechanisms for high cost recovery and , not surprisingly , recovered modest amounts . Many of these programs target a poorer population than that served by MFIs , a group with lower debt - service capacity that ...
... target populations they serve . There is also a growing body of research and program evaluation information regarding the accomplishments of these programs . Many programs now belong to one or more trade groups , including the national ...
... group loans , 268 ; higher - income populations , 147n ; housing microfinance , 264 , 268 ; influence , 1 ; joint ... target clientele , 239 ; savings , 82 ; savings requirements , 267 ; Sixteen Decisions , 172 ; size of operations ...