Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... ACCION in Latin America. These programs extend loans to low-income individuals to start and maintain small businesses called microenterprises. The early successes of these pro- grams have prompted the development of similar programs in ...
... ACCION and FINCA . The financial support from the federal or state governments has been very marginal until recently . Although a few were run by local government agencies , all of them significantly altered or even terminated their ...
... ACCION In- ternational and FINCA USA ) that have become commercially sustainable . Some credit unions , cooperatives , and commercial banks also are engaged in microfinance and have a tremendous presence in many countries . Ex- amples ...
... ACCION International , pointed out three major infrastructure - related " breakthroughs " ( which actually have happened gradually over time ) in the microlending industry . These three breakthroughs have brought it to the scale and ...
... ACCION created a bridge fund based on a guarantee fee that allows smaller MFIs to borrow from commercial lenders against this guar- antee , thus overcoming the biggest barrier in developing - country micro- finance , which is access to ...