Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Enterprise Programme (KREP) was set up by the U.S. Agency for International Development (USAID). The World Bank set up the Mudzi Fund in Malawi as a government-controlled trust fund. In contrast, the U.S. programs started from very ...
... Enterprise Programme. ROSCA = Rotating Savings and Credit Associations. NCRC North Carolina Rural Center. The selected developing-country and U.S. programs are at similar stage of development. The developing-country programs are larger ...
... Enterprise Programme. NCRC = North Carolina Rural Center. Developing-country program rules prescribe more demanding joint liability, more frequent group meetings, and less training than do U.S. programs. Rules regarding allowing family ...
... enterprises with peer-group loans and interaction with fellow group members. Poverty alleviation means helping program clients become less reliant on public assistance. Programs with a poverty alleviation focus often found it necessary ...
... Enterprise Programme. NCRC = North Carolina Rural Center. The selected developing-country and U.S. programs are similar in their real interest rates and loan performance. Developing- country program loans relative to various measures of ...