Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... individuals to start and maintain small businesses called microenterprises. The early successes of these pro ... individual borrowers have to form groups in order The author thanks three anonymous referees for their comments on ...
... individual group members were not available , information about peer groups was obtained from group chairpersons , or , if they were not available , from the program staff . size in my survey of U.S. program clients is even 226 Chi ...
... individual client charac- teristics are discussed , such as prior loan history , any selection bias favors active participants in these U.S. programs - because only active program clients were available for the surveys . The four ...
... individual $ 107 n.a. $ 217 $ 78 incomeh GNP per capita , 1995i $ 240 $ 240 $ 770 $ 170 Scope of informal 2/3 rural 2/3 rural 20 % in Not sectorj credit credit ROSCA mentioned Source : All U.S. data are based on the author's survey ...
... individual group members , a group of acquaintances incurs lower credit risk than does a group of strangers . In terms of allowing family members to be in the same peer group , the pat- tern is not uniform for both the U.S. and ...