Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Progressive loans are common - that is , there often is repeat lending of additional small amounts . This approach fits the construction profile of incremental housing and the preferences of low - income borrowers . • High default ...
... Housing and Urban Development . Tholin , Kathryn . 1994. Community Development Financial Institutions : Investing in People and ... Progressive Housing : Can Techniques from Developing 298 Sally R. Merrill and Kenneth Temkin.
James H. Carr, Zhong Yi Tong. 10 Microfinance of Progressive Housing : Can Techniques from Developing Countries Be Adapted in the United States ? BRUCE FERGUSON AND ELINOR R. HAIDER The term microfinance of housing refers to small loans ...
... housing microfinance , such as savings clubs , to fund their shelter needs . Thus , the microfinance of progressive housing allows low- and moderate- income families to afford homeownership by fitting size and amenities , and therefore ...
... housing , other financial institutions ( e.g. , credit unions ) and private - sector entities ( e.g. , building materials suppliers and land developers ) occasionally extend these loans . In Karachi ... PROGRESSIVE HOUSING 305.