Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... sources . For this chapter , I have identified four Grameen - type microcredit programs reported in Hulme and Mosley ( 1996 , vols . 1 and 2 ) —two of them were in Bangladesh , one was in Kenya , and one was in Malawi . Data for these ...
... source Development and Employment Programme ( TRDEP ) was run under the auspices of the Government of Bangladesh Ministry of Youth . The Kenya Rural Enterprise Programme ( KREP ) was set up by the U.S. Agency for International ...
... Source : All U.S. data are based on the author's survey . Data for programs in other countries are from sources listed in the notes below . = Note : n.a. = Not available . BRAC = Bangladesh Rural Advancement Committee . TRDEP = Thana ...
... source , including family and friends . This is so in spite of the prevalence of informal credit markets in these countries . Ac- cording to one estimate ( Hulme and Mosley 1996 ) two - thirds of Bangla- desh's rural credit was provided ...
... source of prior credit . The majority of U.S. program borrowers had received a mortgage , a student loan , a car ... sources typically included a combina- tion of personal savings , loans from family and friends , and credit cards ...