Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... μnance. Many governments have attempted to assist LMI housing with subsidies and efforts to engage the private sector—both μnancial institutions and community groups—to aid in the process. Private-sector “champions” of low- income ...
... μnance institutions in the United States now attempt to address underserved markets. CRA and other legislation have had an impact on this phenomenon with regard to the banks. In addition, government efforts—such as those of the Federal ...
... μnance in emerging- market nations. Instead, the key institutions include microμnance enterprises, NGOs dedicated to housing, and a limited number of banks with a community or low-income focus, which we denote as niche or alternative ...
... μnance available to LMI households. The Home Finance Corporation in Ghana has sought to develop an overall housing μnance system, whereas DeltaBRAC, a new joint venture in Bangladesh between the NGO BRAC and the Delta Insurance Group ...
... μnance company, which was merged in 1983 with a bank to form Banco del Desarrollo. LMI lending for housing is μnanced by the bank using the two principal mortgage μnance instruments available in Chile: mortgage bonds and endorsable ...
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| العنوان | Replicating Microfinance in the United States A Fannie Mae Foundation book |
| المُحررون | James H. Carr, Zhong Yi Tong |
| الناشر | Woodrow Wilson Center Press, 2002 |
| رقم ISBN (الرقم الدولي المعياري للكتاب) | 1930365101, 9781930365100 |
| عدد الصفحات | 387 من الصفحات |
| تصدير الاقتباس | BiBTeX EndNote RefMan |