Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Bank and two other developing - country programs prohibited family members in the same peer group , at least one other pro- gram did not have this requirement . Similarly , about half of the U.S. sample programs allowed family members ...
... Bank . But after members attend regular center meetings for a period of time , their net- working with other group members — who may be of different caste and social status — becomes frequent inside and outside the regular meetings ...
... Bank . World Development 24 ( 1 ) : 79–89 . Langer , Jennifer A. , Jacqueline A. Orwick , and Amy J. Kays . 1999. 1999 Directory of U.S. Microenterprise Programs . Washington , DC : Aspen Institute . Larance , Lisa Young . 2001 ...
... bank information systems— with which to address this information problem ( and banks in some countries will not share information with each other ) . Very frequently , LMI households have no ability to offer mortgage collateral . First ...
... Bank in India , which under- takes the lending activities for the urban NGO SEWA . Cash Bank , a niche lender in South Africa , has evolved from a small “ alternative ” lender — the brainchild of a sophisticated NGO , the Urban ...