Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Grameen Bank is the largest of all , with 1.4 million borrowers in 1996.3 The other two Bangladesh programs have ... Grameen Foundation World Wide Web site ( < http : //www.grameen foundation.org > ) , the number of Grameen ...
... Grameen Bank . However , the four newer developing - country programs did not share such over- whelming emphasis . Most notable was TRDEP , with only 29 percent women borrowers . The gender composition in the Kenya replication of Grameen ...
... Grameen Bank . In the U.S. sample , women constituted a clear majority of program clients ( 55-100 percent ) . At least two U.S. pro- grams served only women . The NCRC and Working Capital , the two larger U.S. programs reported in ...
... Grameen , Bangladesh 80 % member 20 % government 1976 n.a. n.a. 857 66 3,332 + ( average : 111 ) 1.4 million 66 58 ... Bank borrowers , Larance ( 2001 ) argued that because of the cultural isolation of turnover is high , which is ...
... Grameen Bank's clients , 82 percent of them had not received a loan from any source before joining the Grameen program . It must be noted that the husbands of female borrowers in Grameen and other programs might have received loans ...