Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... ( Hulme and Mosley 1996 ) two - thirds of Bangla- desh's rural credit was provided by informal finance . In the sampled village in Kenya where KREP was located , 20 percent of the respondents had par- ticipated in rotating saving and ...
... Hulme and Mosley ( 1996 , tables 12.4 and 15.4 ) . Developing - country data are from Hulme and Mosley ( 1996 , vol . 2 , pp . 106 , 290 , 378 ) . Developing - country data are from Hulme and Mosley ( 1996 , table 3.3 ) . d ...
... them report having a family income of less than $ 10,000 . The remaining 59 percent are distributed in the ranges of $ 10,001-20,000 and $ 20,001-30,000 . b Developing - country data are from Hulme and Mosley 242 Chi - kan Richard Hung.
... Hulme and Mosley ( 1996 , table 1.3 ) . States may necessitate proportionally larger loans than those in developing-. b Developing - country data are from Hulme and Mosley ( 1996 , tables 12.4 , 16.5 ) . c Developing - country data ...
... Hulme and Mosley measure the arrears rate “ as the value of those loans that are six months and more in arrears as a percentage of the value of the total loan port- folio " ( 1999 , vol.1 , 82 ) . According to this definition , the ...