Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
من داخل الكتاب
النتائج 6-10 من 61
... report that CRA “ . . . increased the flow of credit to [ low- and moderate - income ] borrowers and areas . . . " ( 2001 , 18 ) . In many cases , advocacy groups use data provided by lenders as part of the Home Mortgage Disclosure Act ...
... report provided by a credit repository . The underwriter analyzes the num- ber of 30- , 60- , and 90 - day late payments , the unpaid balance , and the date the account was opened . Borrowers who are unable to remain current on their ...
... Report . World Wide Web site < http://www.bankone.com > ( accessed January 3 , 2002 ) . Baumann , Ted . 2000. Bridging the Finance Gap in Housing and Infrastructure . South Africa : People's Dialogue - A Case Study . London : Homeless ...
... Report submitted to U.S. Congress . Washington , DC . Bostic , Raphael , and Brian Surette . 2000. Have the Doors Opened Wider ? Trends in Home- ownership Rates by Race and Income . Working paper . Federal Reserve , Washington , DC ...
... Report to the Department for International Development , United Kingdom . London : Homeless International . Mehta , Meera . 1994. Analysis : Down Marketing Housing Finance through Community Based Financial Systems . Prepared for Indo ...