Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... type of context, together with the transaction costs of starting and running a microenterprise, also gives developing-country programs lower project risk than U.S. programs. Even the provision of business training in U.S. programs may ...
... types of access or credit problems noted above. (Notably, some would more likely be homeowner candidates if there were a greater supply of low-cost housing, but that is not our concern here.) Despite these differences, U.S. low-income ...
... types of μnancial institutions, realizing that housing loans can be a good business, have made inroads in many nations. All countries struggle to deμne what type of housing can be afforded for various income groups. This decision has a ...
... types of transactions, such as counseling. Brief case studies are included to elaborate on some of the points. The Institutional Structure of Microμnance A wide variety of institutions 262 Sally R. Merrill and Kenneth Temkin.
... types of outreach and transactions necessary to conduct microμnance for housing, greatly limits the “downmarket” horizons of traditional banks. In contrast to the United States, niche banks, microμnance institutions (MFIs), and NGOs in ...
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| العنوان | Replicating Microfinance in the United States A Fannie Mae Foundation book |
| المُحررون | James H. Carr, Zhong Yi Tong |
| الناشر | Woodrow Wilson Center Press, 2002 |
| رقم ISBN (الرقم الدولي المعياري للكتاب) | 1930365101, 9781930365100 |
| عدد الصفحات | 387 من الصفحات |
| تصدير الاقتباس | BiBTeX EndNote RefMan |