Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... urban poor have created for housing and infrastructure projects . Among other things , asset mapping helps " quantify " the positive impact that strong organizations can have on repayment rates , either on group loans or group ...
... urban areas , single - family housing may not be cost - effective , or meet desirable densities . Thus , “ holistic " development process may also include forming community groups for land acquisition and obtaining bridge financing for ...
... Urban Development ( HUD ) is responsible for enforcing FHEFSSA , and has statutory responsibility to re- view the GSEs ' performance in meeting the affordable goals and periodi- cally reviewing Fannie Mae's and Freddie Mac's ...
... Urban Development Studies . 2000 . Housing Microfinance Initiatives , Microenterprise Best Practices . Bethesda , MD : Devel- opment Alternatives International for U.S. Agency for International Development . HUD ( U.S. Department of ...
... Urban Development . Washington , DC : Urban Institute . Pardo , Claudio . 2001. The Chilean Tripartite Approach : Loans , Family Savings , and State Subsidies . Housing Finance International 15 ( 3 ) : 32–41 . Parzen , Julia Ann , and ...