Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... associated with impact evaluation research , Bhatt , Painter , and Tang adopt an alternative evalua- tion approach that examines the viability of programs at the institutional level by focusing on their outreach and long - term ...
... associated with the traditional welfare system . Thus , it fits squarely with the Third Way approach adopted by the United States under Clinton and by France , Germany , and the United Kingdom . In principle , success stories from Asia ...
... associated with providing the technical assistance that businesses need to succeed in our highly competitive market and le- gal system , microenterprise programs in our country will clearly look different than those in the Third World ...
... associated social costs . For some people in some circumstances borrowing from some programs , microfinance may well have these characteristics , although that is not necessarily the entire story . Economists attempt to calculate social ...
... will from time to time define a strong political consen- sus that a certain activity has tremendous social benefits in relation to its associated social costs . Subsidies will be provided on a MICROFINANCE IN DEVELOPING COUNTRIES 69.