Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة 71
... average growth in per capita GNP of the country from 1980 to 1993. Likewise, higher deposit ratios are negatively correlated with high levels of inflation. Finally, the amounts of deposits are positively correlated with high levels of ...
... average growth in per capita GNP of the country from 1980 to 1993. Likewise, higher deposit ratios are negatively correlated with high levels of inflation. Finally, the amounts of deposits are positively correlated with high levels of ...
الصفحة 72
... average loan sizes and were more likely to work in urban areas than institutions providing only credit. This latter finding relates to the fact that most institutions that collect savings must be regulated to do so. Larger urban ...
... average loan sizes and were more likely to work in urban areas than institutions providing only credit. This latter finding relates to the fact that most institutions that collect savings must be regulated to do so. Larger urban ...
الصفحة 73
... average outstanding deposit was $94, equivalent to 38 percent of GDP per capita. Each village bank set its own interest rates based on its experience with traditional village groups providing loans to their members or informal sources ...
... average outstanding deposit was $94, equivalent to 38 percent of GDP per capita. Each village bank set its own interest rates based on its experience with traditional village groups providing loans to their members or informal sources ...
الصفحة 77
... Average loan sizes are $80 and the collective portfolio stands at The model usually establishes a parallel system managed by elected leaders, although there are an increasing number of cases of village banks initiating relationships ...
... Average loan sizes are $80 and the collective portfolio stands at The model usually establishes a parallel system managed by elected leaders, although there are an increasing number of cases of village banks initiating relationships ...
الصفحة 99
... average savings balance of less than US$32. This represents 28 percent of GDP. The total number of clients in June 1996 was 372,291, with 46 percent of them women. to microentrepreneurs and small farmers; however, some commercial banks ...
... average savings balance of less than US$32. This represents 28 percent of GDP. The total number of clients in June 1996 was 372,291, with 46 percent of them women. to microentrepreneurs and small farmers; however, some commercial banks ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank