Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة 24
... balance-sheet items) are riskweighted, the total amount of capital required can be determined. Obviously, the lower the risk, the lower the risk-weighting, the lower the total assets, and, therefore, the lower the amount of required ...
... balance-sheet items) are riskweighted, the total amount of capital required can be determined. Obviously, the lower the risk, the lower the risk-weighting, the lower the total assets, and, therefore, the lower the amount of required ...
الصفحة 39
... balance their work and family obligations. The activities are often seasonal, geographically portable, and fit household conditions and space limitations. The market is usually limited to local consumers. These characteristics imply ...
... balance their work and family obligations. The activities are often seasonal, geographically portable, and fit household conditions and space limitations. The market is usually limited to local consumers. These characteristics imply ...
الصفحة 46
... balance of 165 million lek (US$1.5 million). FEFAD focuses on three business sectors: production (40 percent), services (20 percent), and trade (40 percent). Construction projects and agricultural activities are not financed. Annual ...
... balance of 165 million lek (US$1.5 million). FEFAD focuses on three business sectors: production (40 percent), services (20 percent), and trade (40 percent). Construction projects and agricultural activities are not financed. Annual ...
الصفحة 47
... . Source: Binswanger and Khandker 1995. changing the balance of power between that group and the local majority group. I Another may seek, as a primary impact, the redistribution THE TARGET MARKET AND IMPACT ANALYSIS 47.
... . Source: Binswanger and Khandker 1995. changing the balance of power between that group and the local majority group. I Another may seek, as a primary impact, the redistribution THE TARGET MARKET AND IMPACT ANALYSIS 47.
الصفحة 72
... balances) represent funds that must be contributed by borrowers as a condition of receiving a loan, sometimes as a percentage of the loan, sometimes as a nominal amount. For the most part, compulsory savings can be considered part of a ...
... balances) represent funds that must be contributed by borrowers as a condition of receiving a loan, sometimes as a percentage of the loan, sometimes as a nominal amount. For the most part, compulsory savings can be considered part of a ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank