Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... building a secondary market conventional loans (Porteous 2000)? To date, no emerging-market country has successfully established a secondary market solely to fund LMI loans; secondary market funding of LMI loans is more likely to be ...
... Building: Mainstream and Community Development Financial Institutions. Chicago: Woodstock Institute. McLeod, Ruth. 2000. Bridging the Finance Gap in Housing and Infrastructure, India: SPARC—a Case Study. London: Homeless International ...
... building process used by the majority of families for home construction. Usually, low- and moderate-income ... build a small, makeshift, temporary dwelling to vouchsafe the property. Family or friends live in the dwelling, gradually ...
... building process, such as land acquisition, the construction of a sanitary core, or the addition of a second story. In contrast, traditional mortgage μnance typically fails to reach these households because: (1) the debt service for a ...
... building materials suppliers—make such loans to their clients as part of their business. Indeed, if given the chance, low- and moderate-income households tend to invent some form of housing microμnance, such as savings clubs, to fund ...