Replicating Microfinance in the United States
James H. Carr, Zhong Yi Tong
Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات
"With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago
Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States.
Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.
Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss.
Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C.
النتائج 6-10 من 66
... discussion, and we end with a section that presents our conclusions. Microμnance. for. Housing: Deμnition. and. Importance. Deμning Microμnance Our deμnition of microμnance for housing combines aspects of two separate paths of development ...
... counseling, and ag- gressive servicing. 2. See Ferguson and Haider (2000) for a discussion of funding the incremental building process. 3. In October 2001, CashBank was purchased by BoE Bank 260 Sally R. Merrill and Kenneth Temkin.
... discuss two examples of NGO-based microμnance for housing: SEWA Bank and SPARC, major forces in the development of low-income housing in India. Both have shifted from a project focus to seeking sustainable μnance. SEWA Bank is an ...
... discuss supplying lower- cost dwellings). In addition, for low-income lending, it is not clear whether there are adequate and sustainable sources of funding. Although conditions have improved as a result of CRA and of GSE and lender ...
... discussion in two ways. First, it lists the various approaches to LMI lending and microlending that have been described, indicating where a given approach is used in U.S. LMI lending, or in LMI lending or microlending in emerging ...