Replicating Microfinance in the United States
James H. Carr, Zhong Yi Tong
Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات
"With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago
Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States.
Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.
Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss.
Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C.
النتائج 6-10 من 90
... markets? • What do the approaches for dealing with the problem suggest about the transferability of various μnancing techniques? • Does this matter? Is there sufμcient effective demand for 282 Sally R. Merrill and Kenneth Temkin.
... effective demand for LMI lending or microμnance for housing in the United States? Barriers to Credit for Housing LMI lending and microμnance practices can be characterized by looking at the problems—from the perspectives of both ...
... effective demand for LMI housing μnance in the United States? For microcredit for housing? Is lack of demand a major reason why there is not a greater supply of housing microcredit now available? • To what extent do bankable households ...
... effective demand in the United States for microlending for housing—presumably for households with lower incomes than those served by the LMI lending programs? Also, is it appropriate policy to attempt to further increase the ...
... effective funding system, access to long-term funds, control of credit risk, liquidity risk, and cash ×ow risk—tailored to a country's history and institutional structure. The situations of high- versus low-income emerging markets and ...