Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Entrepreneurship : Baseline Year Report of the Self - Employment Learning Project ( Washington , DC : Aspen Insti- tute , 1995 ) . sales . Although many are service based , offering a 334 Ayşe Can Talen , Marc A. Weiss , and Sohini Sarkar.
... entrepreneurial effort . The flexible uses of the loan proceeds coupled with solidarity - group lending have led to very high repayment rates — about 95 to 97 percent . The second breakthrough , the shift from donor - based to ...
... Entrepreneurship , roughly 8 to 12 percent of American adults are serious about starting their own businesses , and ... entrepreneurs . The others are doing it because it is their best available option — there are fewer jobs in the ...
... entrepreneurs come to microfinance programs needing much more than credit . Consequently , a broader range of services are being incor- porated into microfinance programs . One program requires 108 hours of training in marketing ...
... entrepreneurial training organizations , and other community - based groups . With each partnership , the overall client base for microfinance will expand . Jeffrey Ashe of Brandeis University proposed an innovative approach to ...