Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
من داخل الكتاب
النتائج 6-10 من 69
الصفحة 16
... equity I Concessional loans to fund on-lending I Lines of credit I Guarantees for commercial funds I Technical assistance. Because donors are the primary funders of microfinance activities (since most MFIs do not collect savings and are ...
... equity I Concessional loans to fund on-lending I Lines of credit I Guarantees for commercial funds I Technical assistance. Because donors are the primary funders of microfinance activities (since most MFIs do not collect savings and are ...
الصفحة 22
... equity position fell below this limit, creating a situation in which the superintendency could have intervened. The potential ramifications of intervention were significant. It could have sent a signal to the market that Finansol's ...
... equity position fell below this limit, creating a situation in which the superintendency could have intervened. The potential ramifications of intervention were significant. It could have sent a signal to the market that Finansol's ...
الصفحة 23
... equity and debt. In nonbank MFIs, it is necessary to distinguish equity and debt by asking such questions as: Do donated funds constitute equity? Do concessional funds provided by donors constitute debt and therefore affect the leverage ...
... equity and debt. In nonbank MFIs, it is necessary to distinguish equity and debt by asking such questions as: Do donated funds constitute equity? Do concessional funds provided by donors constitute debt and therefore affect the leverage ...
الصفحة 24
... equity capital (borrow a greater proportion of funds) as aggressively as commercial banks. As most countries are relatively inexperienced with microfinance (there is little empirical data about MFI performance), regulators may wish to ...
... equity capital (borrow a greater proportion of funds) as aggressively as commercial banks. As most countries are relatively inexperienced with microfinance (there is little empirical data about MFI performance), regulators may wish to ...
الصفحة 25
... equity when required by the Superintendency of Banks and Financial Institutions. Minimum operating equity. To incorporate and function private financial funds require the capital equivalent to at least US$1 million. This is ...
... equity when required by the Superintendency of Banks and Financial Institutions. Minimum operating equity. To incorporate and function private financial funds require the capital equivalent to at least US$1 million. This is ...
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank