Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... evaluation of home improvement plans and costs , title verification , construction moni- toring , and the use of progressive payments based on construction inspec- tions . Without this support , borrowers may exacerbate already ...
... evaluation information regarding the accomplishments of these programs . Many programs now belong to one or more trade groups , including the national group , the Association The authors acknowledge Claudia Pharis Weiss for her ...
... evaluation effort designed to produce new information about the field of self - employment and about microenterprise as a poverty - alleviation and job- creation strategy in the United States . The project tracked the progress of 405 ...
... evaluations . The participants raised concerns that the expectation of ongoing subsidies for microfinance institutions and programs may not be realistic given that philanthropic foundations and gov- ernment agencies often are reluctant ...
... evaluation studies , particularly to demonstrate the financial viability of microfinance and to correlate financial performance measures with other indicators of social outcomes . The second area is market research . Most participants ...