Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
من داخل الكتاب
النتائج 6-10 من 100
... Experience of Group- Based Microcredit Programs in the United States . Ph.D. dissertation , Indiana University , Bloomington . Jain , Pankaj S. 1996. Managing Credit for the Rural Poor : Lessons from the Grameen Bank . World Development ...
... experience with the financial sector . In addition , numerous would - be homeowners confront income barriers . These households are bankable only if the traditional rules are changed : They may not have an adequate down payment and may ...
... experience . • It may extend to the poorest of the poor - such as squatters and pave- ment dwellers . • It has a strong community - based focus , sometimes including group lending and group guarantees . It is often part of a ...
... experience with the financial sec- tor , but often are not formally employed . Furthermore , there are likely to be no mechanisms - such as credit bureaus or bank information systems— with which to address this information problem ( and ...
... experience with the types of out- reach and transactions necessary to conduct microfinance for housing , greatly limits the " downmarket " horizons of traditional banks . In contrast to the United States , niche banks , microfinance ...