Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... families and businesses in communities on Chicago's South , Near South , and West sides ( South Shore Bank n.d. ) . However , at one time South Shore was one of the only providers of home purchase and rehabil- itation loans in some ...
... families . Community development loan funds finance such projects as housing construction , new business start - up support , and other kinds of economic development efforts . Microenterprise loan funds target very small companies or ...
... families that have incomes less than 80 percent of the area median during a 4 - year period . Fannie Mae purchases the mort- gages , which are originated by lenders throughout the country using their own underwriting guidelines ...
... families , because these groups are overrepresented among renters . As a result , lenders and the GSEs now require more borrowers to attend formal home- buyer counseling classes to reduce the probability that these new home- owners will ...
... Families Own Homes . World Wide Web site < http://www.hud.gov > ( accessed June 7 , 2000 ) . JSP Associates Management Consultants . 1993. Baseline Financial Profiles of Housing Fi- nance Companies in India . Prepared for Indo - U.S ...