Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... finance available to LMI households . The Home Finance Corporation in Ghana has sought to develop an overall ... financial institutions . Three Examples of Niche Banks in Microfinance for Housing Chile and South Africa offer ...
... financial institution but rather has sought credit and savings facilities in a variety of approaches , beginning ... institutions provide structure and guidance , credit , savings facilities , and most important , a source of ...
... institutional partners to provide credit . The concept of asset mapping , discussed below , has arisen in part from ... financial institutions that are considering lending for community driven initiatives ( McLeod 2001 ) . Women as ...
... Institutions Lenders , along with the GSEs , altered their business practices in the 1990s to increase their service ... financial institutions have been created to provide credit in areas that may be underserved by mainstream ...
... financial services . Rather , these institutions generally provide equity and debt fi- nancing for affordable rental housing development ( Vidal 1995 ) . Community development credit unions are similar to community devel- opment banks ...