Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Housing Administration ( FHA ) , the entry of Fannie Mae and Freddie Mac in supporting LMI lending through credit ... Housing in Emerging Markets This section discusses housing microfinance in emerging - market nations : the ...
... housing . Traditional banking practices do not easily support the housing finance needs of low- income households . The housing finance sectors of many emerging - market nations are relatively undeveloped . In very - low - income ...
... housing finance available to LMI households . The Home Finance Corporation in Ghana has sought to develop an overall housing finance system , whereas DeltaBRAC , a new joint venture in Bangladesh between the NGO BRAC and the Delta In ...
... housing . The church's development foundation bought FINTESA , a Chilean finance company , which was merged in 1983 with a bank to form Banco del Desarrollo . LMI lending for housing is financed by the bank using the two principal ...
... housing . SPARC ( Society for the Promotion of Area Resource Centers ) has in recent years become one of the best known NGOs in India working on housing issues for the poorest of the poor - pavement dwellers and slum dwellers . Its path ...