Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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النتائج 6-10 من 99
الصفحة 11
... IIndigenous persons I Low-income persons in remote or subsistence areas framework are needed to allow more efficient markets to emerge. 11 1.1 Understanding the Country Context, p. 11 Chapter 1 Understanding the Country Context, p. 11.
... IIndigenous persons I Low-income persons in remote or subsistence areas framework are needed to allow more efficient markets to emerge. 11 1.1 Understanding the Country Context, p. 11 Chapter 1 Understanding the Country Context, p. 11.
الصفحة 15
... operation is the Bank Rakyat Indonesia, a profitable state bank in Indonesia that serves low-income clients (box 1.4). Box 1.4 Microfinance in Indonesia THE BANK RAKYAT INDONESIA, A UNDERSTANDING THE COUNTRY CONTEXT 15.
... operation is the Bank Rakyat Indonesia, a profitable state bank in Indonesia that serves low-income clients (box 1.4). Box 1.4 Microfinance in Indonesia THE BANK RAKYAT INDONESIA, A UNDERSTANDING THE COUNTRY CONTEXT 15.
الصفحة 22
... income, assetless clients requiring small loans), lending models (small, unsecured loans for short terms based on character or group guarantees), and ownership structure (capitalized by donors rather than commercial investors/owners) ...
... income, assetless clients requiring small loans), lending models (small, unsecured loans for short terms based on character or group guarantees), and ownership structure (capitalized by donors rather than commercial investors/owners) ...
الصفحة 34
... income opportunities through the creation and expansion of microenterprises I To increase the productivity and incomes of vulnerable groups, especially women and the poor I To reduce rural families' dependence on droughtprone crops ...
... income opportunities through the creation and expansion of microenterprises I To increase the productivity and incomes of vulnerable groups, especially women and the poor I To reduce rural families' dependence on droughtprone crops ...
الصفحة 35
... income-generation capabilities through improved education and nutrition. Direct targeting generally leads to credit diversion and low repayment. It also results in substantial costs of monitoring eligibility and compliance. Furthermore ...
... income-generation capabilities through improved education and nutrition. Direct targeting generally leads to credit diversion and low repayment. It also results in substantial costs of monitoring eligibility and compliance. Furthermore ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank