Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... increase its focus on housing. SPARC (Society for the Promotion of Area Resource Centers) has in recent years become one of the best known NGOs in India working on housing issues for the poorest of the poor—pavement dwellers and slum ...
... increasing to 69 percent of the 5-year group loans. One reason for this was that individual repayment ratios in the group environment could quickly become overextended. Conversely, SPARC and CARD still use the group approach for housing ...
... increased dramatically in the 1990s. Some of these increases are the result of the strong U.S. economy, which raised incomes and reduced interest rates. These two factors made homeownership more affordable, and contributed to an increase ...
... increased the ×ow of credit to [low- and moderate-income] borrowers and areas . . .” (2001, 18). In many cases, advocacy groups use data provided by lenders as part of the Home Mortgage Disclosure Act (HMDA). Lenders subject to the HMDA ...
... increase their service to low- and moderate-income borrowers. These changes connected an increased number of low-income borrowers with mainstream lending institutions. However, some low-income borrowers represent “niche markets,” which ...
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| العنوان | Replicating Microfinance in the United States A Fannie Mae Foundation book |
| المُحررون | James H. Carr, Zhong Yi Tong |
| الناشر | Woodrow Wilson Center Press, 2002 |
| رقم ISBN (الرقم الدولي المعياري للكتاب) | 1930365101, 9781930365100 |
| عدد الصفحات | 387 من الصفحات |
| تصدير الاقتباس | BiBTeX EndNote RefMan |