Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... individuals, not families. In contrast, only 22 percent of the U.S. sample borrowers had not received any prior loan from the formal credit market. Unlike the. 5. There is a discrepancy in the lower bound of this number. Table 3.3 in ...
... individual group members, a group of acquaintances incurs lower credit risk than does a group of strangers. In terms of allowing family members to be in the same peer group, the pattern is not uniform for both the U.S. and developing ...
... individual incomed (dollars) 107 n.a. 217 GNP per capita, 1995e (dollars) 240 240 770 Average ratio of loan to family income (percent) 15 7 20 Average ratio of loan to individual income (percent) 70 n.a. 160 Average ratio of loan to per ...
... individual income. Personal income information is not available for U.S. program clients. If per capita gross national product (GNP) is used as a reference point, the average U.S. loan size amounted to only 5 percent of per capita ...
... individual programs within the network may have withered. Such networks internalize the experience of the success and failure of individual programs. The cumulative experience not only shortens the learning curve of local afμliates, but ...
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| العنوان | Replicating Microfinance in the United States A Fannie Mae Foundation book |
| المُحررون | James H. Carr, Zhong Yi Tong |
| الناشر | Woodrow Wilson Center Press, 2002 |
| رقم ISBN (الرقم الدولي المعياري للكتاب) | 1930365101, 9781930365100 |
| عدد الصفحات | 387 من الصفحات |
| تصدير الاقتباس | BiBTeX EndNote RefMan |