Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة 13
... Individual moneylenders Commercial Noncommercial (friends, neighbors, relatives) Traders and shopkeepers NGOs Source: Food and Agriculture Organization 1995, 5. Table 1.2 Private Institutions in Microenterprise Development Box 1.5 ...
... Individual moneylenders Commercial Noncommercial (friends, neighbors, relatives) Traders and shopkeepers NGOs Source: Food and Agriculture Organization 1995, 5. Table 1.2 Private Institutions in Microenterprise Development Box 1.5 ...
الصفحة 14
... individuals). The consequence was a weak supply of credit. The main reasons for this situation were underdeveloped institutional infrastructure (two-thirds of the municipalities have no bank offices), inappropriate banking technologies ...
... individuals). The consequence was a weak supply of credit. The main reasons for this situation were underdeveloped institutional infrastructure (two-thirds of the municipalities have no bank offices), inappropriate banking technologies ...
الصفحة 16
... individual accountability. Reforms to further enhance the unit desa system's autonomy are currently being studied. THE EFFECT OF PRIVATE MICROFINANCE PROVIDERS ON OTHER SUPPLIERS. Private sector MFIs are often indigenous groups or NGOs ...
... individual accountability. Reforms to further enhance the unit desa system's autonomy are currently being studied. THE EFFECT OF PRIVATE MICROFINANCE PROVIDERS ON OTHER SUPPLIERS. Private sector MFIs are often indigenous groups or NGOs ...
الصفحة 20
... individual business owners in amounts ranging from US$300 to US$15,000. When a loan is received, the borrower signs postdated checks for each installment. These checks are enforceable IOUs or promissory notes that use carefully crafted ...
... individual business owners in amounts ranging from US$300 to US$15,000. When a loan is received, the borrower signs postdated checks for each installment. These checks are enforceable IOUs or promissory notes that use carefully crafted ...
الصفحة 21
... Individual depositors cannot be expected to monitor the financial health of an MFI and necessarily rely on the state to do this. MFIs should also be regulated when standards of good practice are clearly needed, whether because there are ...
... Individual depositors cannot be expected to monitor the financial health of an MFI and necessarily rely on the state to do this. MFIs should also be regulated when standards of good practice are clearly needed, whether because there are ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank