Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة 42
... inflation. Islamic banks tend to make their profits through fees and non-interest-bearing investments (that is, through project profits). It should be noted, however, that due to the competitive nature of the banking field in general ...
... inflation. Islamic banks tend to make their profits through fees and non-interest-bearing investments (that is, through project profits). It should be noted, however, that due to the competitive nature of the banking field in general ...
الصفحة 71
... inflation. Finally, the amounts of deposits are positively correlated with high levels of population density” (Paxton 1996a, 8). Furthermore, institutions operating with donor Box 3.5 Repayment Instability in Burkina Faso A 1996 STUDY ...
... inflation. Finally, the amounts of deposits are positively correlated with high levels of population density” (Paxton 1996a, 8). Furthermore, institutions operating with donor Box 3.5 Repayment Instability in Burkina Faso A 1996 STUDY ...
الصفحة 73
... inflation rate averaging 7 percent, the real rate was 14 percent. Such a high level of interest was required because the caisses operate in an environment in which money is very scarce, due to minimal production of cash crops in the ...
... inflation rate averaging 7 percent, the real rate was 14 percent. Such a high level of interest was required because the caisses operate in an environment in which money is very scarce, due to minimal production of cash crops in the ...
الصفحة 94
... inflation-adjusted cost of debt. This is a requirement that any mature institution must meet, just like any commercial business. However, in most practical cases the real question is not whether an MFI is already financially ...
... inflation-adjusted cost of debt. This is a requirement that any mature institution must meet, just like any commercial business. However, in most practical cases the real question is not whether an MFI is already financially ...
الصفحة 110
... (inflation-adjusted) return on equity and its institutional stability, other banks in the country regard it as highly credit worthy, improving the availability of loan funds to on-lend to the target population. Box 4.15 Catholic Relief ...
... (inflation-adjusted) return on equity and its institutional stability, other banks in the country regard it as highly credit worthy, improving the availability of loan funds to on-lend to the target population. Box 4.15 Catholic Relief ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank