Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... issues : land acquisition , mutual self- help building techniques , slum clearance , and so forth . Thus , generally , NGOs involved in housing and community development work have had a project focus — that is , improvement of an ...
... issues for the poorest of the poor - pavement dwellers and slum dwellers . Its path has differed from that of SEWA in that it has not created a financial institution but rather has sought credit and savings facilities in a variety of ...
... issue of group versus individual loans is complex , and experience presents a mixed picture . In dealing with the poorest of the poor , and in microenterprise lending , group loans have a proven appeal : SEWA , SPARC , CARD , Grameen ...
... issue in microfinance , it has been especially difficult in microfinance for housing , because lenders were typically looking for affordable funds , especially for the very poor . Many gov- ernments continue to use interest - rate ...
... issue . In this chapter , we are especially concerned with transfers from emerging markets to the United States . We also briefly mention transfers in the other direction — from the United States to emerging markets - for it helps ...