Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
من داخل الكتاب
النتائج 6-10 من 100
الصفحة 7
... Lending Products provides information on how to design or modify lending products for microentrepreneurs both to meet their needs and to ensure financial sustainability of the MFI. Chapter 6–Designing Savings Products provides ...
... Lending Products provides information on how to design or modify lending products for microentrepreneurs both to meet their needs and to ensure financial sustainability of the MFI. Chapter 6–Designing Savings Products provides ...
الصفحة 13
... lending institutions Building societies and credit unions Contractual savings institutions Pension funds Insurance companies Markets Stocks Bonds Formal sector Semiformal sector Informal sector Central bank Savings and credit ...
... lending institutions Building societies and credit unions Contractual savings institutions Pension funds Insurance companies Markets Stocks Bonds Formal sector Semiformal sector Informal sector Central bank Savings and credit ...
الصفحة 15
... lending programs provide a limited volume of cheap loans. When these are scarce and desirable, the loans tend to be ... lenders at far higher interest rates). In addition, there is substantial evidence from developing countries worldwide ...
... lending programs provide a limited volume of cheap loans. When these are scarce and desirable, the loans tend to be ... lenders at far higher interest rates). In addition, there is substantial evidence from developing countries worldwide ...
الصفحة 16
... lending rates with spreads sufficient to cover all financial and operational intermediation costs, and to provide a full range of financial services (savings as well as credit) to the rural population. All these objectives were met ...
... lending rates with spreads sufficient to cover all financial and operational intermediation costs, and to provide a full range of financial services (savings as well as credit) to the rural population. All these objectives were met ...
الصفحة 17
... lending to the poorest of the poor. Meanwhile, areas in which donors may have real advantages, such as capacity building and policy dialogue, are greatly in need of resources. Indeed, a danger of widespread donor interest in ...
... lending to the poorest of the poor. Meanwhile, areas in which donors may have real advantages, such as capacity building and policy dialogue, are greatly in need of resources. Indeed, a danger of widespread donor interest in ...
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank