Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
من داخل الكتاب
النتائج 11-15 من 86
الصفحة 47
... loan losses in the system. Assuming a default rate of 10 percent, the findings suggest that the value of the extra agricultural output triggered by the targeted credit almost covered the government's cost of providing it. Of course ...
... loan losses in the system. Assuming a default rate of 10 percent, the findings suggest that the value of the extra agricultural output triggered by the targeted credit almost covered the government's cost of providing it. Of course ...
الصفحة 52
... loan and others did. Moreover, estimating those similarities and conducting baseline surveys is subject to the same ... loss of face in their group, because they are hedging their bets in the belief that they may get a larger loan in the ...
... loan and others did. Moreover, estimating those similarities and conducting baseline surveys is subject to the same ... loss of face in their group, because they are hedging their bets in the belief that they may get a larger loan in the ...
الصفحة 74
... lending interest rates) I Flexibility and diversity of savings instruments I ... loan outreach, increased autonomy from governments and donors, and reduced ... loss of assets. The Self-Employed Women's' Association in Gujarat, India ...
... lending interest rates) I Flexibility and diversity of savings instruments I ... loan outreach, increased autonomy from governments and donors, and reduced ... loss of assets. The Self-Employed Women's' Association in Gujarat, India ...
الصفحة 94
... loan size and maturity, collateral requirements, and the procedures applied ... losses, the opportunity cost of equity, and the full, inflation-adjusted ... financial self-sufficiency. Not all aspects of stability can be readily expressed ...
... loan size and maturity, collateral requirements, and the procedures applied ... losses, the opportunity cost of equity, and the full, inflation-adjusted ... financial self-sufficiency. Not all aspects of stability can be readily expressed ...
الصفحة 96
... loan loss. When these arrangements are worked out successfully, the international NGO can see its activities grow beyond any scale that it could have reached with its own resources; it can achieve a sustainable initiative, whether under ...
... loan loss. When these arrangements are worked out successfully, the international NGO can see its activities grow beyond any scale that it could have reached with its own resources; it can achieve a sustainable initiative, whether under ...
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank