Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
من داخل الكتاب
النتائج 6-10 من 87
... Programs Nonprofit 41 % in 1991 or earlier 1996 174 in 33 sites Grameen ... programs in their gender com- position . Given the lack of scale in these U.S. ... microcredit programs seemed to play more than just an economic function for ...
... program borrowers had received a mortgage , a student loan , a car loan , or other consumer loans before joining the corresponding microcredit programs . Fifty - one percent of them had a bank account or had used credit cards , or both ...
James H. Carr, Zhong Yi Tong. credit institutions , fails to help microcredit borrowers ... microcredit borrowers had some prior history of receiving credit , some ... programs in the United States face a more daunting task than their ...
... programs . Although the Grameen Bank and two other developing - country programs prohibited family members in the ... Microcredit programs in developing countries are hailed as a poverty alle- viation strategy . The focus on serving the ...
... microcredit programs in- cluded not just the very poor . Similarly , only 42 percent of the U.S. sample programs targeted low- income residents in the community . Even for these programs , this focus was held as a general orientation ...