Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... microlending for housing . LMI housing finance has its origins largely in the traditional financial sector , whereas microlending for housing has stemmed more directly from microenterprise lending . To- gether , these constitute ...
... microlending , it poses higher transaction costs than traditional 2. See Ferguson and Haider ( 2000 ) for a discussion of funding the incremental building process . mortgage credit . Extensive outreach , homeowner counseling , and 260 ...
... microloan borrowers not only have no formal credit history and no experience with the financial sec- tor , but often are ... microlending in emerging economies addresses these issues . Microfinance and Low - Income Lending for Housing in ...
... microlenders to enhance its reach in the low - income market and has now added housing loans to its microlending products . Banco del Desarrollo , an alternative lender in Chile , has taken 3. In October 2001 , CashBank was purchased by ...
... microlending : • the entry of microenterprise lenders into the housing field ; ⚫ the increased role of niche ... microloans and group loans to a com- mercial bank able to provide large - scale intermediation . In response to the very ...