Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة 5
... offer, and the institutions and institutional issues involved. Part I is the least technical part of the handbook ... offering additional services, or implementing different service delivery methods. Part II, which addresses more ...
... offer, and the institutions and institutional issues involved. Part I is the least technical part of the handbook ... offering additional services, or implementing different service delivery methods. Part II, which addresses more ...
الصفحة 12
... offered by formal sector and informal sector institutions. The design of their loan and savings products often borrows characteristics from both sectors. In many countries semiformal institutions often receive donor or government ...
... offered by formal sector and informal sector institutions. The design of their loan and savings products often borrows characteristics from both sectors. In many countries semiformal institutions often receive donor or government ...
الصفحة 14
... offer simple financial products, such as deposits with short maturities and small minimum balances, as well as short-term credit lines. Second, they must keep their fixed costs low, with minimum investments and two to four employees ...
... offer simple financial products, such as deposits with short maturities and small minimum balances, as well as short-term credit lines. Second, they must keep their fixed costs low, with minimum investments and two to four employees ...
الصفحة 16
... offered by other MFIs and the effects they may have on the effective delivery of financial services (see table 1.2). What Role Do Donors Play in Microfinance? Donors' interest in microfinance has increased substantially over the past ...
... offered by other MFIs and the effects they may have on the effective delivery of financial services (see table 1.2). What Role Do Donors Play in Microfinance? Donors' interest in microfinance has increased substantially over the past ...
الصفحة 20
... offering loans to individual business owners in amounts ranging from US$300 to US$15,000. When a loan is received, the borrower signs postdated checks for each installment. These checks are enforceable IOUs or promissory notes that use ...
... offering loans to individual business owners in amounts ranging from US$300 to US$15,000. When a loan is received, the borrower signs postdated checks for each installment. These checks are enforceable IOUs or promissory notes that use ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank