Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
من داخل الكتاب
النتائج 6-10 من 100
... Organizations for Reform Now and the National Community Reinvestment Coalition - to assess bank performance in serving low- and moderate - income borrowers and neighborhoods . In addition , many cities have local organizations that use ...
... organizations , which collectively had $ 194 million in outstanding loans ( McLenighan and Tholin 1997 ) . Two other types of CDFIs - community development loan funds and microenterprise loan funds - do not provide mortgage finance to ...
... organizations , though small relative to mainstream lenders and developers , help to fill niche markets sometimes overlooked by housing market institutions . By demonstrating that these nevertheless are viable markets , these ...
... , provide collateral,. processing limited underwriting information to develop better profiles of who can and who will pay ; Note : CBOs are community - based organizations ; CDCs LOW- AND MODERATE - INCOME LENDING 285.
... organizations ) , there might appear to be unmet demand . There may also remain a valid policy imper- ative to promote LMI homeownership . Over the years , extensive research has gone into documenting the benefits of homeownership . As ...