Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... performance , given a program's risk - bearing capacity and credit - risk reduction potential , does not adversely affect the program's viability . The discussion above of loan performance indicates that the larger net- works of ...
... performance reviews , in which federal bank regulators assess a lenders ' origination volume , and invest- ment and service to low - income families and in low- and moderate - income neighborhoods . After reviewing a lender , the ...
... performance in serving low- and moderate - income borrowers and neighborhoods . In addition , many cities have local organizations that use HMDA to assess local lending patterns ( Schwartz 1998 ) . The U.S. Department of Housing and ...
... Performance and Profitability of CRA - Related Lending . Report submitted to U.S. Congress . Washington , DC . Bostic , Raphael , and Brian Surette . 2000. Have the Doors Opened Wider ? Trends in Home- ownership Rates by Race and Income ...
... Performance of Affordable Loans : Implications for Research and Policy . Journal of Planning Literature 14 ( 1 ) : 16–26 . Schwartz , Alex . 1998. Bank Lending in Minority and Low - Income Neighborhoods : Do Com- munity Reinvestment ...