Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... relatively stable macro- economic and financial environment resulting from the economic restruc- turing and stabilization reforms enacted during the past 5 years . Low inflation reduces risk for financial institutions with fixed - rate ...
... relatively scarce in many emerging - market countries , they are a fast - growing business . MFIS such as FAEP ( Federação da Agricultura do Paraná ) in Juiz de Fora , Brazil , and CEAPE ( Centro de Apoio aos Pequeños Empreendimentos ) ...
... relatively 18. E.g. , 87 percent of housing units are owner occupied in Monterrey , Mexico , with similar ratios in most other major cities . 19. Although no published regression analysis has been done , the poorer countries with the ...
... relatively large , complete unit . Homeownership rates remain substantially below those of developing countries largely because U.S. households lack the option of progressive housing . In addition , the low densities resulting from such ...
... relatively recent U.S. experience with the international experi- ence and highlighted the important distinctions between the two con- texts , especially with regard to financial infrastructure , markets , populations served , program ...