Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... repay a loan , by virtue of establishing a norm of mutual responsibility of loan repayment . But it would be poorly targeted to improve the borrower's project risk — her ability to repay the loan , which the borrower may not fully ...
... repay Co - repay Biweekly Biweekly 76 % more then Weekly Yes Yes 85 % at group meetings Yes Yes No No 73 ... repayment , program design must consider other rules to do the job . Regular group meetings of program clients were ...
... repay a loan . In other words , he finds her of low credit risk . Mutual trust among group members affects group ... repayment problems ; and fellow members responded by collective fund raising to cover the delinquency . But there ...
... tend to serve the working poor rather than the extremely poor . The latter have no alterna- tive sources of income to cover loan repayments when a fledging business runs into cash - flow problems . In other words FROM SOUTH TO NORTH 239.
... repayment rate has been regarded as the benchmark for similar programs . The arrears rate meas- ures the proportion of loans that are late in regularly scheduled repayments . There are many ways to measure the arrears rate . Hulme and ...