Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
من داخل الكتاب
النتائج 6-10 من 94
الصفحة 1
... repayment performance I Streamlined loan disbursement and monitoring I Secure savings products. Although some MFIs provide enterprise development services, such as skills training and marketing, and social services, such as literacy ...
... repayment performance I Streamlined loan disbursement and monitoring I Secure savings products. Although some MFIs provide enterprise development services, such as skills training and marketing, and social services, such as literacy ...
الصفحة 2
... repayment and relying on voluntary savings mobilization as a source of funds. Since the 1980s the field of microfinance has grown substantially. Donors actively support and encourage microfinance activities, focusing on MFIs that are ...
... repayment and relying on voluntary savings mobilization as a source of funds. Since the 1980s the field of microfinance has grown substantially. Donors actively support and encourage microfinance activities, focusing on MFIs that are ...
الصفحة 3
... repayment rates can be proxies for impact. One of the main assumptions in the above view is that many poor people actively want productive credit and that they can absorb and use it. But as the field of microfinance has evolved ...
... repayment rates can be proxies for impact. One of the main assumptions in the above view is that many poor people actively want productive credit and that they can absorb and use it. But as the field of microfinance has evolved ...
الصفحة 4
... repayment discipline through high frequency of repayment collection, the use of social and peer pressure, and the promise of higher repeat loans; solving problems of transaction costs by moving some of these costs down to the group ...
... repayment discipline through high frequency of repayment collection, the use of social and peer pressure, and the promise of higher repeat loans; solving problems of transaction costs by moving some of these costs down to the group ...
الصفحة 20
... repay a loan, which can lead to imprisonment or fines. Usually just the threat of jail or a visit from police can work as an effective deterrent for borrowers who are considering defaulting on a loan. It is useful for microfinance ...
... repay a loan, which can lead to imprisonment or fines. Usually just the threat of jail or a visit from police can work as an effective deterrent for borrowers who are considering defaulting on a loan. It is useful for microfinance ...
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank